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Last Updated: February 2025 This Refund Policy forms part of the Terms & Conditions governing your use of Studentan. By purchasing or accessing any Studentan service, credits, subscription, or digital product, you acknowledge and agree to this policy. 1. General Principle – Digital Goods Are Non-Refundable Studentan provides digital goods and instantly accessible AI services. In accordance with international consumer protection laws (including Swiss law and EU Directive 2011/83/EU for digital content), once a digital product is delivered or accessible, the right to withdraw is legally waived. Therefore: All payments made on Studentan are final and non-refundable. This applies to: credit purchases subscriptions promotional offers discounted or Black-Friday deals special bundles any AI-powered feature or digital item If you use the platform—even once—no refund is possible. 2. Credits and Digital Consumption Studentan operates on a credit-based AI consumption model. 2.1 Unused Credits Credits that remain 100% unused may be eligible for a refund within 14 days of purchase, only if access to the digital service has not been used or activated. The moment credits are used, processed, or accessed by your account, they are considered fully delivered, and no refund is possible. 2.2 Used Credits If any amount—even 1 credit—has been used: No refund is available under any circumstance. 3. Subscriptions Subscriptions renew automatically unless cancelled before the renewal date. Cancelling your subscription: stops future renewals does NOT entitle you to a refund for the current billing cycle access remains active until the end of the paid period No refunds are provided for: forgetting to cancel deciding not to use the service misunderstanding how the platform works 4. Exceptions (Strictly Limited) Refunds will only be considered under verified exceptional circumstances: 4.1 Duplicate Payment If two identical payments were made in error, and one remained fully unused. 4.2 Failure to Deliver If credits were purchased but never delivered to your account and the issue is reported within 7 days. 4.3 Unauthorized Transactions If a transaction is confirmed as fraudulent by both Studentan and the payment provider after investigation. 4.4 Complete Technical Failure If the platform was unavailable 100% of the time for a paying user during the relevant period (rare and must be verified by our technical team). No other situations qualify for refunds. 5. Situations NOT Eligible for Refunds Refunds will not be granted for: change of mind after purchase misunderstanding of service features partial use of credits dissatisfaction with AI output failure to use the platform “I thought it included something else” accidental purchases if already delivered subscription renewals the user forgot to cancel issues caused by user’s device, internet, or browser 6. How to Request a Refund (For Eligible Exceptions Only) To request a refund under the limited exceptions above, contact: nextgenlearning@studentan.com Include: Full name Account email address Payment receipt or transaction ID Explanation of the issue Requests are reviewed within 5–7 business days. Submitting a request does not guarantee approval. 7. Chargebacks & Payment Disputes If a chargeback or dispute is initiated without contacting us first: your account may be suspended all remaining credits may be forfeited we will provide the payment processor with evidence of product delivery administrative and legal measures may be taken Please always contact Studentan before initiating a dispute. 8. Policy Updates Studentan reserves the right to update or modify this Refund Policy at any time. Significant changes will be communicated via platform notice or email. Continued use of the service constitutes acceptance of updates.